Can Your Business Survive

Can Your Business Survive

 

Ralph Waldo Emerson said, “Build a better mousetrap, and the world will beat a path to your door.”
But when you’re starting your own business, there’s no guarantee that your “mousetrap” is going to survive, especially in today’s fast-paced business world.

 

Nearly half of all small businesses fail within the first two years of operation. The number one reason for business failure is inadequate planning. The second reason is under-capitalization.

So before you mortgage your house, or go into debt financing your business, you need to know if your business is going to do more than survive — you want to know if it’s good enough to thrive! Here are three things successful businesses that have stayed in business for five years or longer have in common:

1. The idea. A successful business start-up always starts with an idea. Something that makes your business stand out from all the rest. So how do you know if you’ve got a good idea?

You’ve probably got a good idea if you can answer yes to any of the following questions: Does your idea provide the solution to a significant problem for your target market? Does it satisfy a need or want? Does it create an opportunity?

The most successful businesses either fix problems (either real or perceived), or they increase your customer’s pleasure. They create a repeat need for a product or service among the target market.

2. The market. Your chances of survival are better if you can answer the following questions with a yes: Is there already a market for your product or service? (It’s much easier to fill a need than trying to create an entirely new market.) Can your target market afford to buy your products or services? (If they can’t afford it, it doesn’t matter how great it is, you won’t sell any!) Will your target market perceive your product or service as valuable? (If they want it, but don’t think it’s worth what you’re selling it for, you won’t make any sales.)

3. Your ability. Do you have the people, the resources and the knowledge to be able to consistently provide your products or services to your target market? Can you maintain a competitive advantage? Do you have enough manpower? Can you purchase the supplies and materials you need over the long run?

Your first step always is to create a solid business plan. Your business plan is more than an essay on “Why I deserve to get funding for my idea” however. Don’t spend all the time creating a business plan and then toss it in the bottom drawer of your desk. Your business plan should be a living, breathing roadmap that helps you make sure you’re on course and reaching the goals that you set for your business.

The second step to business survival is getting enough financing. Although the term “bootstrap entrepreneur” describes most small business owners, having enough capital to be able to keep your business afloat is vital to your survival.

When you’re creating your financial analysis of your business, make sure you’re being realistic about costs and expenditures, so that you give yourself the cushion you need to succeed.

If finding financing is a problem, either because you don’t have enough credit or equity, or there are other problems, take the time to look into the resources that are available in your community. There are a wide variety of grants and loans (including microloans) for entrepreneurs, if you know where to look.

Some great resources will be: -The Small Business Administration -Local Small Business Development Centers -Women’s Organizations -Local University or Community College -Chamber of Commerce -SCORE (The Association for Retired Executives) -Nonprofit organizations that work on economic development in your area

Use other successful business models as a guide. When you’re getting started, look around. What businesses are successful? Why? What is it they’re doing that is working? What attributes do you admire, and why? You stand a better chance of succeeding if you’re modeling someone who is already successful.

Find a mentor. Most entrepreneurs have great skills and abilities, but no one does everything well. You probably already know what your strengths and weaknesses are. (If not, there are many resources and tools that can help you figure it out!) Rather than ignoring your weaknesses, find a mentor who can help you either build your skills in your weaker areas, or offer advice for getting what you need.

If you take the time to plan to succeed, you could be creating a legacy that will be enjoyed by future generations, and that other entrepreneurs will look at as a model for building their own businesses.

The Most Durable and Fashionable Collection On Leather Bags & Accessory

The Most Durable and Fashionable Collection On Leather Bags & Accessory

Honolulu, HI – Featuring the highest aesthetic appearance and appearance, Blaxton Bag has become the best choice for fashionable men and women as fashion accessory. Pairing these classy fashion accessories with her outfits, people can perform most impressively in the community. Not surprisingly, the collection of blaxtonbags.com mens-briefcases enjoys great demand among buyers from around the world.
The www.blaxtonbags.com/collections/mens-briefcases involves the best raw materials in its manufacture and its construction is imperfect. Therefore, rest assured that this product will feature the most impressive appearance and more importantly, it will offer users the longest durability. If properly told, this is one of the key factors that can be accounted for beyond the increasing demand for these fashion accessories.

The Most Durable and Fashionable Collection On Leather Bags & Accessory

blaxtonbags.com/collections/mens-briefcases is available in the widest selection in terms of size, design, style and color. Therefore, regardless of the buyer’s specific terms and preferences, they can expect to get the most appropriate solution for their search. In addition to standard products, providers customize products according to buyers’ needs and tastes. Most importantly, the provider operates with a fair pricing policy and a transparent clause regarding returns and refunds that protect the buyer’s financial interests. Thus, dealing with these providers, buyers do not need to waste their money on products that may not meet their expectations and satisfaction.

“We are very customer centric and for us, nothing is more important than customer satisfaction.We are ready to walk that extra mile it will probably please our customers It would be very relevant to state that we have achieved a 100% customer satisfaction level and in our opinion, this is the most significant difference between us and our competitors, “the spokesman said.

Questions to Ask your Custom Home Builder

Questions to Ask your Custom Home Builder

This is a very interesting experience to build your own home. However, there are many people involved in the process. It is important that you work with them all to make sure that things are going well. Your primary relationship is with your home builder. That is why it is so important that you choose carefully from the custom house builder in Naperville that you will be handling. Here are some questions to ask when you make your choice.
What experience do you have?

Questions to Ask your Custom Home Builder

By asking this question, you are not only looking for skills that builders have, but also if they have experience in your field. Each area has different building codes and rules. In addition, the soil and terrain in each region are different. You want to know that the builder you work with is someone with experience in Naperville. Ideally, the builder will also give you references and even photographs of past works, so you can do what the company does.

What Warranties Do You Offer?

You want to make sure that if you hire this builder, you will have some kind of warranty in the job. Most custom house builders in Naperville will offer a minimum one year warranty. You should inquire about the warranty details and what is not covered. You may also want to ask what happens if the warranty has just ended and then something happens.

What is Your Quality Assurance Process?

It is very difficult to assess the quality of a building if you are not in the industry itself. You have to trust your builders. Knowing that they have an on-site quality assurance process can help you feel better about the whole process. It also shows that builders focus on doing quality work.

How is Communication Handled Between You and Me?

Communication is very important in projects such as building a home. You want to make sure you have a clear communication plan. Did the builder call you or email? How organized is the communication? Will you get daily updates or is it weekly? If the problem occurs, will you be notified? Are your builders ready to help you as you make choices across products about ingredients and other details?

How Do You Ensure We Stay On The Budget And In The Timeframe?

This question also relates to how the builder will ensure that the project does not discuss the budget and how the issue with the budget will be handled. As long as the time period, this is a good time to get an idea of ​​how long it will take and ask questions about what can be done over time. Questions to Ask your Custom Home Builder

Packing Tips for Travel Worldwide

Packing Tips for Travel Worldwide

You are leaving weeks of exciting and round-world adventure and no doubt everything you’ve done over the last few months has continued to this day. You’ve updated your passport, purchased your flight tickets, booked accommodation in different cities, bought annual travel insurance and you’re now ready to start packing for this long-awaited adventure!
Not sure where to start? We’ve covered some practical tips when you start packing for your trip.

Packing Tips for Travel Worldwide

Luggage or backpack

While the debate continues over whether a suitcase or rucksack is best on a round-the-world trip, we believe hybrids are ideal. You want a double-wheeled bag as a backpack for mobility and maximum comfort. You never know when you have to run to catch a train or bus that goes to the next destination, and have a bag that you can steer or ride comfortably will make it much easier. In addition, choosing a cloth bag because of the difficult problem favored because it allows your goods into the storage more easily.

Less is more Packing Tips for Travel Worldwide

When you have to decide what to take with you, there are items that are not appropriate for negotiations, such as passports, money, credit cards, and annual travel insurance information, as well as special items such as prescription eyeglasses. But when it comes to packing clothes, shoes, toiletries and equipment, remember less always more, and more stuff can be bought on the road if needed.

In fact, packing for any climate and situation you might face on your journey is almost impossible! We recommend three out of each clothing category: three pairs of pants, three shirts, three pairs of socks, three pairs of shoes – you get the idea. Remember that you will be able to wash your clothes on the go – a good bonus for packing light.

Try choosing pieces that can be mixed and matched and made from a cloth that dries quickly. If you have items that can serve a dual purpose, such as women’s sarongs that can be used as beach towels, skirts, shirts and scarves, the better! If you are not sure about the item, choose not to pick it up. Wear minimal toiletries, as these items will weigh you and can be purchased overseas, as per your requirements.

Get Packing

Save space in your bag by rolling clothes instead of folding and stacking. Pack socks and underwear shoes and the contents of every possible cavity. Wear large items on the plane, such as hiking boots or winter jackets, to save space in your luggage. Place all essential items, such as passports, money, annual travel insurance information and electronic goods in a safe and accessible place close to you. As an additional security measure, take a photo of your document and take a photocopy in a different place than the original.

Getting your stuff together for a trip around the world does not have to be a chore! Light and smart packing will go a long way in ensuring you have everything you need to make this trip an experience of a lifetime.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

Always Get Badeanzug Sports Before Going Under Water

Always Get Badeanzug Sports Before Going Under Water

Life is full of adventure and we need to find the best for us. With each passing day, we open ourselves up and grow into something new. It will bring something very interesting and charming. Well, there are many places on earth that can not be passed by bare feet. We can only see them from afar like the famous waterfalls in America or Africa. There are adventure sports that are played around the world and many are just coming out. Often such adventures bring an adrenaline boost within us and we reach new heights.
We have a limited time span and we have a lot of things to shut down. It is therefore better to plan at an early age where you will travel. With all the near and dear ones, you will be able to enjoy your favorite destinations. Europe is a beautiful place with so many beautiful countries that have a rich history and cultural background. A lot of people went for the Euro tour and it was really enchanting to go for a Euro trip. The best part is when you get to know the customs or rituals of each country and why they are famous. Other attractions are of course the Euro train that many people want to enjoy and travel in a luxurious way. One must go on an adventure to find out what they really are.

Always Get Badeanzug Sports Before Going Under Water

Of the many European countries, Germany is one country that is famous for almost everything. Right from the sport to the thrilling place, name it something you’ll get in Germany. Not to forget the famous car manufacturer who has been ruled the automotive industry for the past few decades. Well, there are many beaches are also famous for tourists. Every year a large number of people visit the famous sand in Germany and have fun. Whether you enjoy it with sand or beach or trying to be sporty, you have to remember its safety. After all, if you are unsafe how you will enjoy the rest of your life. Well, there are many protective clothing or suits that someone can get online or you can contact the hotel staff to find out where you can get them. If the women are very sporty in nature, then they can have a badeanzug damen sport.

Sport badeanzug damen will help them enjoy water sports freely and safely too. With this, it will not hurt. However, whatever they do, someone should keep an eye on it. They should perform water activities with the help of a coach or guide.

Sports badeanzug will be available online as well. You just have to get a badeanzug sport once you go for underwater activities that are full of thrills and risks as well. People or travelers can pre-book the activities they want to do. Therefore, they will be under a certain group that will be led by a coach or guide who will assist you with interesting and dangerous activities.

Sport badeanzug should be a mandatory content for water sports and so on. You can order badeanzug damen sport even online too and they will be shipped. Always Get Badeanzug Sports Before Going Under Water

Annual travel insurance Some alarming statistics

Annual travel insurance Some alarming statistics

Statistics relating to public understanding of the need for single or yearly travel insurance are truly terrible.
That means a large number of people leave the UK every year without proper cover – and the results can be disastrous.

 

Terrible facts

Regardless of the government’s efforts and the insurance industry to draw people’s attention to the importance of travel insurance:

• Almost a quarter of all people travel out of the UK without insurance • That number increases by almost 50% for people in the 15-24 year age group.

To understand why these numbers should be alarming, keep in mind that on 2011/12:

• Every day, an average of 10 UK people are hospitalized while abroad

Why Do People Not Take Closures?

There is no definite answer to the question but it is possible to draw two definite conclusions. Annual travel insurance Some alarming statistics

First, higher statistics in the 15-24 age range indicate that young people may suffer the invincible illusion of youth and the syndrome “will never happen to me”. Unfortunately, they are too often wrong.

That’s especially true for this age group, as they are most likely to exercise strenuous sports, hazardous sports or related activities.

A second and more worrying cause is the false belief that the European Health Insurance Card (EHIC) provides ‘free health insurance’. Almost 20% of all age groups consider that the problem.

In fact, apart from only one or two non-EU European countries with affiliates, EHIC does not cover any other country outside the EU. Even in the EU country, EHIC covers only medical expenses that can also be free from local residents in the country itself. Therefore, it will not cover such things as medical repatriation, additional hotel and flight costs for health care providers etc.

The falsely linked assumption of about 17% of travelers without a single trip or annual travel insurance is that somehow the UK government will pay for their medical repatriation, if that need arises. That is not the case at all and even if the government does help, they may take legal action to return the money from you once back in England.

Cost Annual travel insurance Some alarming statistics

The above statistics are alarming in themselves, but it is even more alarming because of poor awareness of how expensive medical care abroad.

In the United States, for example, major surgery and medical care can easily generate bills that reach hundreds of thousands of pounds – or even millions in extreme cases. It is not often recognized that in some situations, some countries may refuse to provide medical assistance to you unless you can indicate that you have the means to pay for it – usually a single or annual travel insurance.

Conclusion

The current level of misunderstanding regarding the risks and potential costs of medical care abroad coupled with significant confusion regarding the role of EHIC causes a large number of British people to travel abroad each year with little or no cover.

This must be resolved as soon as possible through some form of publicity campaign that is relaunched.

A single travel insurance, family or good travel insurance is usually not expensive and is a small price to pay for peace of mind.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Annual travel insurance Some alarming statistics

What You Include Earlier Want to Know about Pistols

What You Include Earlier Want to Know about Pistols

In some ways, firearms are usually a good investment decision. They may be expensive and they can also be interested in the curiosity that can make you more confident. Though how are you looking for a rifle that you will appreciate? Keep reading and you should be able to get it done right.

 

Think child’s readiness when buying a new weapon. Small weapons can be a threat to very young children who easily manage almost all areas of their lips. Make sure the new shotgun is usually kept away from the small ones. Weapons that are reserved for older children can easily frustrate young people.

A fantastic weapon should be safe and entertaining. With regards to teens, look for pistols that train these guys in your protection in addition to reliability. You will find a weapon that can throw reliably if your correct drive can be hard pressed. Children enjoy the fun at the same time. Finding out by involving yourself is the leading education. What You Include Earlier Want to Know about Pistols

Add your young teenagers now to have the guns give them the toy markers he can surely face. A toy weapon that has a non-lethal bullet is obviously popular. Your child can easily do research to get his goal. Many toy guns have a focus just by putting the little one who can exercise photographing smaller objects.

Search for weapon labels. These days, you do not find many weapons built with dangerous areas similar to these people years before. However, there are still some out there. This type of weapon may hurt your children, really should the individual digest this element. What You Include Earlier Want to Know about Pistols

Acquire your children in addition to looking for their firearms. Unless you already know exactly what they are asking, guess where the weapons they will enjoy will go on strike along with the longing. This will likely ensure that they will get one thing that many people will surely enjoy. In addition, it ensures you do not waste your money with almost any pistol that will not be supplied.

If almost all the weapons you buy into your small plane are done with an electric battery, be sure to take them off whenever your teen will use them. Choosing awe the easy way it really is for the child to adopt a new battery outside of a new marker in chunk or maybe gnaw it. Absolutely not letting them have to do it. What You Include Earlier Want to Know about Pistols

Find a marker that may have a good return policy. There is a kind of constant gun that young people might like. By knowing the actual alternative store insurance plan, you can save yourself a lot of trouble.

How to Recognize Gas Leakage

How to Recognize Gas Leakage

Natural gas is very harmful to the human body. That’s why it’s important for everyone of all ages to recognize signs of gas leakage. Once you recognize a gas leak, you should immediately leave the premises and contact an expert to repair a safe natural gas line in Canton, GA. This is the best way to recognize leaks in your home or business.

Smell How to Recognize Gas Leakage

 

Natural gas does not smell at all. Thankfully, the gas company is required to add a sulfur smell, “rotten egg” to the gas so you can recognize the leak. Because gas is not visible, you can not rely on your visual ability to recognize leaks and act accordingly. Thankfully, you can trust your nose. If you smell gas, leave the building immediately. It is rare that individuals can not smell so strong. For these people, there are other ways to recognize leaks.

Sound How to Recognize Gas Leakage

The gas device will make a sizzling sound when there is a leak. Believe in your ear if you hear a sizzling sound, especially near the stove and other gas-dependent devices. The sound may also resemble a high whistle. If a large pipe leaks gas, its sound will be more like a low roar. Gas appliances like stoves usually emit a hissing sound so you know when they are on and remember to turn them off.

Look

Gas leakage can often be very smooth and small so it does not pose a danger. This is very common for outer channels. If you see thick fog, water bubbling, unusual dry spots, or dead plants along the gas line, there may be leaks in the area.

Additional Safety Notes

If you believe there is a gas leak in the building, beware everyone in the place and leave immediately. Do not drink alcohol or smoke near gas equipment and do not use your phone in case of leakage. When you first find one of the gas leak indicators above, call 911 as soon as you exit the building. Make sure your second call is an improved natural gas line in Canton, GA.

Types of Lumber: The Basics

Types of Lumber: The Basics

Are you looking to start up a woodworking hobby? Perhaps you’re doing some investigating before you start planning to build your own home. Here’s an overview of the different types of lumber out there from E.L. Morse Lumber to get you started on the right track.

Softwood and Hardwood Types of Lumber: The Basics

Different types of trees produce different softness or hardness in the lumber made from them. Coniferous trees, ones with needles like pines, firs, and spruces, usually have softer wood. They’re soft enough to splinter and break from a person’s bare hands, and have to be specially treated over time. It’s interesting that these rough-on-the-outside trees produce softwood lumber, while trees like maple and mahogany produce more stiff, resilient hardwood lumber. Hardwood trees take longer to grow, which is one of the reasons why the wood is so much more expensive.

Classifications of Lumber Types of Lumber: The Basics

All it takes is a glance out your backdoor to see that trees don’t all look the same, even when they’re the same type of tree. So it is with lumber. Not all pine trees will produce the same kind of lumber, which is why they are classified for different uses depending on their characteristics.

Yard Lumber

Yard lumber is one use of softwood, and it’s used in regular construction projects. Depending on the quality, yard lumber comes in different grades: common and select. There’s a no. 3 common, a no. 2 common, and a no. 1 common, 1 being the highest quality grade of common lumber. This highest grade will have a few small, tight knots in it. No. 2 has larger knots and works well in paneling or making shelves. No. 3 has the biggest knots, and does better in fencing or making crates. Select yard lumber has very few to no knots in it at all. The fewer defects in the wood, the higher the select yard lumber grade.

Structural Lumber

Then you have structural lumber. This type of lumber is what a standard 2×4 or 4×4 is made of. It’s typically tested to see how well it will stand up to stress, and different stress grades are used for different purposes. Structural lumber is a diverse material that can be used in a wide variety of accent areas throughout a building. Light framing and structural light framing are done with this type of lumber. Structural joists and planks, as well as beams and stringers, are made up of this lumber type as well. Then you have studs, posts and timbers, and appearance framing at the very end of it all to give it a polished look.

Shop Factory Lumber

Then there’s shop factory lumber, the type of wood that isn’t meant for building large structures. This is the kind of lumber you’re looking for to build doors, pencils, ladders, or any other hodgepodge items that require wood to be manufactured.

The kind of lumber you use is directly in correlation with the kind of work you’re doing. If you’re looking for a bid on your next project, it’s a good idea to get a quote from a lumber company such as E.L. Morse Lumber to get an idea of your costs

Shipping Insurance Buying or Not Buying

Shipping Insurance Buying or Not Buying

Paying for the delivery of any item, big or small, can be more than enough even before you charge extra for insurance. But before you say no to insurance, read on to see why shipping insurance is more than just peace of mind.

Should Not Ruin the Bank

Shipping Insurance Buying or Not Buying

When you ship a package with a particular carrier, the same company may offer more delivery insurance than you pay to ship the actual package. But it does not have to be that expensive! Did you know that no matter which carrier can choose to send the package, can you choose insurance from a separate company at a big discount? The price can even be up to 85% lower than the cost of the operator!

Insurance Covers Over Damage

Damage in delivery happens probably more than you think. Insurance should be a no brainer under any circumstances, but it’s too easy to think that no horror shipping stories will happen to anything you send. But at a very affordable price, you can insure everything, including damage, loss, and flaws around the world. Shipping Insurance Buying or Not Buying

Easy Claiming Processing

Government offices are too famous for being slow. How many years in your life do you feel like losing in a DMV or post office? When you go with a separate insurance company, you can be sure that if you need to make a claim, the process will be quick and painless. Most of the claims are actually completed in less than 2 weeks!

Whether you are an individual or a business, sending large or small packages anywhere in the world, think twice before you say no to the shipping insurance. You can get a much better deal than you think, and that’s a small price to pay for the confidence you’ll get.